Building solutions to make college affordable.

The Education Finance Institute (EFI) is a 501(c)(3) not-for-profit organization focused on building student-centered solutions to make college affordable and to reduce the negative long-term economic impact of student loan debt on students, families and our economy.  
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Experienced leadership.

With leaders who have the expertise to devise a scalable solution, EFI is uniquely positioned to advance ISAs nationally.

What is an Income Share Agreement? 

Income share agreements (ISAs) provide an alternative  financing source for students to attend and complete post-secondary studies. With an ISA, students receive education funding in exchange for a fixed percentage of the future earnings that their education helps them generate. There is no principal or interest payment obligation; students only make payments when they’re making money.

Our Partnerships

From professional service providers and colleges and universities to philanthropies, foundations, investors, we partner with organizations that share our commitment to supporting students and solving the student loan problem. 

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New York:

601 Lexington Avenue Fl 17,

New York, NY 10022

District of Columbia:

1301  Pennsylvania Avenue, Suite 520

Washington,  DC 20004

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©2019 Education Finance Institute